The bank has announced an increase in the credit growth target for 2024 for credit institutions, based on clear and transparent guidelines without requests from financial institutions. As of November, credit growth for the economy had increased by just over 11%, while the available credit room for the year is expected to range between 14-15%. This suggests that there is still significant room for credit growth in the final month of the year. The central bank’s continued increase in credit limits indicates that growth is becoming increasingly uneven among banks, with not all institutions able to expand credit. Analysts believe this move is intended to ensure the system as a whole meets the 15% credit growth target for the year. Alongside increasing the credit room, the bank has instructed credit institutions to implement the Government's and bank’s directions, focusing on improving business efficiency, ensuring system safety, and easing access to credit for businesses and individuals./.